As a rule, private insurance and supplementary insurance cover a large part of the costs of orthodontic treatment, depending on the respective tariff conditions. Statutory health insurance covers the costs only under certain conditions and age limits. Statutory health insurance only covers the costs of braces for adults and children if certain groups of indications are met. It is advisable to find out about individual insurance benefits before starting treatment.

Types of braces

Fixed braces

Fixed braces are a proven method for correcting misaligned teeth. They consist of small brackets that are glued to the teeth and a wire that runs through the brackets and moves the teeth into the desired position. This type of brace is particularly effective for complex dental misalignments, as it allows precise movement and alignment of the teeth. Fixed braces are robust and offer continuous correction, making them a popular choice for many patients.

Loose braces

Loose braces, also known as removable braces, are a flexible option for correcting misaligned teeth. They consist of a custom-made splint that fits the teeth and gently brings them into the correct position. Loose braces are particularly popular with children and adolescents as they are easy to wear and clean. Another advantage is that they can be removed when needed, making oral hygiene easier and more comfortable to wear.

Invisible braces (aligners / Invisalign)

Invisible braces, also known as aligners, are a modern and aesthetically appealing solution for correcting misaligned teeth. These clear splints are custom made and fit the teeth perfectly to gradually move them into the correct position. Invisible braces are particularly popular with adults, as they are almost invisible and therefore barely noticeable in everyday life. They are also removable, which makes oral hygiene easier and more comfortable to wear.

Brace costs with statutory health insurance companies

Unfortunately, individual costs can only be clarified after a non-binding individual consultation, but here are some clues.

Children and adolescents (under 18 years)

Orthodontic treatment is usually covered, but a personal contribution of around 600 euros is required. For a more detailed assessment of the situation, please feel free to arrange a non-binding consultation appointment.

Additional costs of braces

Unfortunately, the costs covered by health insurance companies only ensure absolute minimal care. Supplementary dental insurance can be beneficial to cover the costs of orthodontic treatment, especially if statutory health insurance only offers limited benefits. In addition, the costs of orthodontic treatment can be deducted from tax. Modern materials and new, digital, high-quality treatment concepts are not included in the health insurance providers' catalogue of measures. Of course, we can provide patients with strict care in such a way that no further costs arise. In principle, however, our credo is to treat every patient equally and not to make any difference between treatments with health insurance companies or private patients. In this way, we can guarantee consistent quality with treatment times that are as short and convenient as possible and on many treatment methods and materials that are not covered by statutory insurance, so that private co-payments are necessary. Examples include digital treatment processes (scans, bracket positioning,...), retainers, turbobites, seals, pins with superconstruction, superelastic arches, self-ligating brackets, orthodontic tooth cleanings,...

Adults (over 18 years)

Adult treatment is generally not covered by statutory health insurance funds. There is an exception for serious jaw misalignments, which require additional surgical adjustment of the jaw. In orthodontics, the costs of clear aligners and other non-surgical treatments are often not covered. However, this also creates a personal contribution for the patient. However, orthodontic treatment can offer significant benefits for adults, such as improving dental health and aesthetic appearance. For a more detailed assessment of the situation, please contact HERE a non-binding consultation appointment. Or for an initial assessment, feel free to use HERE our online questionnaire.

Options in the absence of reimbursement

Supplementary dental insurance

Before your first appointment at our practice, please consider the possibility of having your costs covered by supplementary dental insurance. The Waizmann table gives you a quick overview of all dental supplement tariffs. Supplementary dental insurance can be particularly beneficial to cover the costs of orthodontic treatment, as statutory health insurance companies often only offer limited benefits. You can find all information, reviews and respective insurance benefit overviews under the following links: www.waizmanntabelle.de

Payment in installments of less than €50 per month

However, if the treatment is not fully covered by health insurance, it can definitely be financed INTEREST-FREE. We are happy to advise you on the reimbursement of costs by health insurance. Payment in installments offers the advantage that the costs of orthodontic treatment remain flexible and predictable. And they also offer various installment payment models. Orthodontic treatment is usually covered by private insurance companies. Please contact your insurance company to find out more about your individual tariff. If orthodontic services are included in your tariff, the insurance company will ask for an individual diagnosis (3D scans, photos, x-rays) to assess the coverage.

Private insurance costs

Depending on your tariff, costs for orthodontic services are covered by up to 100%.

Reimbursement and financing

Orthodontic treatment is usually covered by private insurance companies. To assess the takeover, the insurance company asks for individual diagnostics (3D scans, photos, x-rays). For a more detailed assessment of the situation, please feel free to arrange a non-binding consultation appointment. Or for an initial assessment, feel free to use our online questionnaire. In any case, we recommend submitting the cost plan to the health insurance company before the start of treatment. Depending on the type and scope of your insurance and the current legal framework, your insurer will inform you of the scope of reimbursement of treatment costs. The amount of reimbursement depends on the selected insurance rate and any additional services agreed, but may be 100%.

Behavior of private insurance companies

The reimbursement behavior of private insurance companies has unfortunately changed in recent years.

In many areas of medicine, costs assumption decisions are often barely comprehensible for patients. For every insurance policy, a benefit to the policyholder represents financial loss. It is therefore generally not surprising that insurance companies try not to pay these benefits — even though they may be due to them — or not pay them in full.

Support with billing issues

If you receive an invoice or an unsatisfactory letter from your insurance company, don't fret, just talk to us. We are happy to offer you our support: A clear statement to the insurance company is often sufficient to resolve ambiguities in your favor.